Job Details

Commercial Loan Assistant III

  2020-04-01     1st Capital Bank     Salinas, CA  

1st Capital Bank is a locally owned and managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services to businesses, professionals and residents throughout California’s Central Coast.

We're have an opening for an experienced Commercial Loan Assistant to join our team in our Salinas office.

The Commercial Loan Assistant III performs a variety of duties to establish, process and maintain loan documentation and electronic files in compliance with a wide range of lending laws, rules and regulations. Provides day-to-day support to the Relationship Managers, Underwriters and Credit Administration and is accountable for organizing financial and collateral information, preliminary Loan Briefing Memo(s) and ordering of loan documentation once final credit approval has been obtained. The CLA is the primary contact person between the lender and loan services and is relied upon to answer any questions which may arise concerning loan documentation, collateral and payment structure. The CLA is accountable for packaging the original loan documents after signing to be sent to loan services for boarding. The CLA-III position typically works on more complex loan transactions and will assume additional product lines such as construction loans, etc. Often these involve new, rather than existing, customers of the Bank.

Following the gathering of information necessary for the underwriting process by the Relationship Manager, the CLA is responsible for cataloging the information including, but not limited to financial statements, tax returns, legal documents, preliminary title reports or any other information /supplemental documentation needed as the underwriting process develops as required by Loan Policy or deemed necessary by the Credit Administrator(s).

Required Qualifications:

  • A minimum of 5 years banking experience performing equivalent tasks.
  • Advanced computer skills using word processing and spreadsheet programs.
  • Professional phone and communication skills.
  • Must be able to prioritize tasks to meet deadlines and provide excellent customer service.
  • General understanding of personal financial statements, tax returns and business financial statements.
  • Commercial and Consumer lending experience required


1st Capital Bank offers a generous benefits package that includes: medical/dental/vision, life/ltd insurance, vacation, sick leave, holidays, 401k with employer matching contribution and a professional work environment with career advancement opportunities.

1st Capital Bank is committed to employing a diverse workforce. Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, protected veteran status, or disability.

Job Type: Full-time


  • mortgage: 3 years (Required)
  • commercial loans: 5 years (Required)
  • mortgage lending: 1 year (Preferred)

Do not contact this company in solicitation of any product or service.

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